Our Mission

How We Work

Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.

We understand the challenges families face today.

From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals. 

We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and preserving wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.

Richard's Mission

My mission is to help individuals and families Scientifically Optimize their Retirement. I have seen the devastating effects of having money run out when people need it the most.

Mathematically, I can actually help with that problem so families can spend more in retirement and have a much lower chance of ever running out of their hard-earned savings.

My Reason Why

9/11 Survivor

On September 11th, 2001, I hung up the phone with my biggest client and got the go ahead of a very large project with a major bank which would have changed my career and life. Little did I know something bigger would happen that day. Then, I heard a massive sound and realized a plane hit the building. I thought it was one of the planes flying around New York…not a 747 full of innocent people.

I was on the 77th floor. Our team found a stairwell and headed down to the street. On the way down, we passed all the Firemen going up…whom we later knew did not survive. When I reached the street they had us clear the area. I didn’t know till later the building had collapsed until I saw it on the news. I couldn’t believe it. So many sacrificed their lives on such a tragic day…

I am fortunate to have survived that day, when many didn’t. That day changed my life forever. For many years, I felt so much grief since I survived and so many others didn’t. God gave me a second lease on life and since that day I made a commitment to serve others and make a difference with my second chance.

One of our primary goals is to develop a long-term, trusting relationship with you.

Our Process

Our Process

We create strategies that are tailored to your needs and goals.

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Our History

Our History

Years of experience have prepared us to guide you through your life transitions.

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